Don’t take unnecessary risks with your aviation future. Renter’s insurance is affordable, easy to obtain, and essential for safe, worry-free flying. Whether you’re a student pilot or experienced aviator, proper coverage protects your flight training investment and your aviation dreams.
Renter’s insurance (also called non-owned aircraft insurance) protects you when flying aircraft you don’t own. This coverage fills the gaps left by the flight school’s insurance policy, ensuring that you’re protected during training and recreational flying.
The Coverage Gap
Flight school insurance policies primarily protect the school and the aircraft owner. Without your own coverage, you could be personally liable for aircraft damage, medical expenses, or other costs that exceed the school’s policy limits.
What It Covers
To ensure all our pilots and aircraft are properly protected, D&J Aviation has established minimum insurance requirements for all renters. These requirements reflect the current aviation insurance environment and provide appropriate protection for both pilots and our aircraft.
Single Engine Aircraft (Warriors & Archers)
Multi-Engine Aircraft (Seminoles)
Important Application Note
When applying for coverage, you must include “D&J Aviation LLC” as your affiliated flight school in the application. This ensures we receive a copy of your insurance binder once coverage is in place, keeping your training on track.
Step 1: Watch Setup Video
See the setup video linked below that walks you through the entire application process step-by-step. This tutorial covers everything you need to know about selecting the right coverage options and completing your application correctly.
Step 2: Complete Your Application
Using our preferred partner Acrisure, you can complete your entire application online. The process is straightforward and designed specifically for aircraft renters and flight training students.
Step 3: Remember the Details
Include “D&J Aviation LLC” as your affiliated flight school. Select coverage amounts that meet our minimum requirements. Keep a copy of your insurance binder for your records.
Step 4: Start Flying with Confidence
Once your coverage is active and we’ve received your binder, you’re ready to fly with complete peace of mind.
Acrisure – Aviation Insurance Specialists
We’ve partnered with Acrisure to provide our students and renters with access to competitive renter’s insurance rates and excellent customer service. Acrisure specializes in aviation insurance and understands the unique needs of pilots and flight training students.
Why Acrisure?
Specialized Knowledge
Unlike general insurance agents, Acrisure’s team understands aviation terminology, training requirements, and the specific risks associated with flight training. This expertise ensures you get the right coverage at the right price.
Costs vary based on your experience level, coverage amounts, and flying history, but renter's insurance is generally very affordable compared to the protection it provides. Most pilots find the peace of mind well worth the investment.
While not always required for single discovery flights, having your own coverage is always recommended. If you plan to continue training, it's easier to get coverage before you start flying.
Without renter's insurance, you could be personally liable for aircraft damage, medical costs, and legal fees that exceed the flight school's coverage limits. This financial exposure could be catastrophic.
No. Auto insurance policies specifically exclude aircraft, and your homeowner's or renter's insurance won't cover aviation activities. You need specialized aviation coverage.
Most renter's insurance policies can be issued very quickly, often within hours of application approval. Don't wait until you need it – get covered before your first flight.
Take five minutes today to get the coverage that could save your aviation career tomorrow. Our partners at Acrisure make it simple, and our setup video guides you through every step.